Know what is changing.
A development in property, liability, insurance, claims, or catastrophe risk worth watching.
THE ADVISOR RISK BRIEF
Protect more of the financial plan.
Property, liability, insurance, and claims developments—translated into the questions financial advisors should know to ask. Concise, practical, and written for advisors who want to protect more of the plan without becoming the insurance broker.
Follow Litmus Risk on LinkedInISSUE 01
One useful risk conversation for your next client review.
THE VISIBILITY GAP
Investments are reviewed continuously. Insurance often is not.
A material loss can create an unexpected demand for liquidity, interrupt long-term goals, and put both the financial plan and the client relationship under pressure.
The policyholder wants the plan to hold. The advisor wants the plan—and the relationship—to remain resilient. The Advisor Risk Brief helps both by making material property and casualty questions visible early. Litmus licensed insurance professionals handle coverage interpretation and guidance; a client-selected brokerage handles any insurance transaction.
See how Wealth Management Solutions brought protection into ongoing planningEACH ISSUE, BUILT FOR ACTION
One signal. One trigger. One question.
Recognize the moment.
The household or planning event that should bring the issue into view.
Start the right conversation.
A practical prompt for the advisor’s next client conversation or professional handoff.
THE PROFESSIONAL BOUNDARY
The Advisor Risk Brief provides educational information, not individualized insurance advice. A Litmus licensed insurance professional may review the authorized information, explain coverage, and provide guidance within their authority. If the client wants to obtain or replace coverage, an incumbent broker or participating brokerage firm handles quotes, placement, binding, and policy service. The client authorizes the handoff and makes coverage decisions.
FROM QUESTION TO P&C DESK
Put a Litmus insurance expert behind the next conversation.
The advisory firm retains its client relationship and the advisor directs when the Desk prepares, joins, or meets the client. Litmus licensed professionals provide policy and claims support, and Litmus coordinates with the client's selected brokerage when the client authorizes an insurance transaction.
STAY AHEAD OF THE NEXT CONVERSATION