CLAIMS COACHING

Independent guidance when a claim changes everything.

Litmus licensed adjusters with more than 30 years of claims experience help advisors and their clients understand what happens next, collect information, document the loss, and prepare for each claims conversation—independent of the carrier.

SERVES THE ADVISOR + CLIENT · INDEPENDENT OF THE CARRIER · LICENSED ADJUSTERS

Abstract visual narrative

Read the visual story transcript
  1. PROBLEM: The hardest moment is often the least familiar. A policyholder may be overwhelmed, unsure what to collect, and uncertain what happens next.
  2. PROBLEM: That uncertainty becomes avoidable friction. Missing details and repetitive questions increase the burden on everyone involved.
  3. SOLUTION: Independent means the client comes first. The coach serves the advisor and client—not the carrier—and supports understanding, preparation, and organization.
  4. SOLUTION: Understand. Collect. Document. Prepare. Turn an uncertain event into a clear, guided process.
  5. PROOF: Build a complete record of the loss. Bring dates, damage details, photos, documents, and questions together.
  6. PROOF: Prepare a more useful handoff. Give the policyholder and claims team a clearer starting point.
  7. BENEFIT: Less burden on the advisory firm. The coach handles claims education and preparation that might otherwise fall to the advisor or staff.
  8. BENEFIT: More clarity when it matters most. Litmus licensed claims coaches support the process without carrier claim adjusting, public adjusting, coverage determinations, or settlement negotiation.
Understand the processCollect the informationDocument the damagePrepare the questionsNavigate next steps

HOW COACHING WORKS

From uncertainty to a prepared claims conversation.

The coach stays focused on the education and preparation work that can otherwise create confusion, repetitive calls, and incomplete information.

01ORIENT

Explain the road ahead

Help the policyholder understand the general stages of the process and identify the questions they want answered.

02COLLECT

Gather the facts once

Organize incident details, dates, parties, damage descriptions, photos, receipts, and other supporting information.

03PREPARE

Build a clearer handoff

Help the policyholder prepare for the carrier conversation with information and questions in one place.

04NAVIGATE

Stay supported through next steps

Help the policyholder track requests, organize follow-up information, and understand what to ask as the claim progresses.

WHAT COACHING CAN IMPROVE

A better-prepared client. A clearer starting point for everyone.

A Litmus licensed claims coach—independent of the carrier—helps the client organize the work around the claim without taking over the carrier's role.

01

A better-prepared policyholder

The client understands the general process and arrives with a more focused set of questions.

02

Information collected earlier

Dates, parties, damage details, photos, receipts, and other available information are brought together sooner.

03

A clearer loss record

Important facts and supporting materials are organized so the client can communicate what happened more clearly.

04

Fewer avoidable follow-ups

A more complete starting point can reduce confusion and repetitive requests for information already available.

05

Less burden on the advisor

The coach handles education, preparation, and organization that might otherwise fall to the advisor or staff.

06

Visible next actions

Requests, open questions, and follow-up items stay organized as the carrier-led claim process moves forward.

IMPORTANTCoaching may improve preparation and organization, but it does not determine coverage, adjust the claim, negotiate settlement, or guarantee a claim result.

IN THEIR WORDS

Guidance can change the experience.

“We didn’t need a public adjuster—we just needed guidance.”

Mark · Claims coaching client

“Thank you for making an expert available to us.”

Tracy · Claims coaching client

“It was such a comfort to talk to someone who had our best interests in mind and wasn’t trying to sell us something. We’re eternally grateful.”

Jeff · Claims coaching client

COACHING WITH CLEAR BOUNDARIES

Support the process without taking over the claim.

Litmus claims coaches are licensed adjusters who serve the advisor and client—not the carrier. They provide education, preparation, information collection, and organization; they do not perform carrier claim adjusting, public adjusting, coverage determinations, settlement negotiation, legal representation, or promise a coverage or claim outcome.

LICENSED LITMUS CLAIMS COACHESINDEPENDENT OF THE CARRIERNO COVERAGE DETERMINATIONSNO SETTLEMENT NEGOTIATIONNO LEGAL ADVICE

MAKE THE CLAIM EASIER TO NAVIGATE

Give people a guide when they need one most.

See how a Litmus licensed claims coach—independent of the carrier—can reduce the burden on advisors and help clients arrive more informed, organized, and prepared.

Add claims coaching to your P&C Desk